“High risk pools” are groups where insurance companies put those with preexisting conditions. Don’t let them hide the ball.
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Discussion
@georgetakei We pay for flood dike maintenance, like the whole city, but only about 15% are in the dangerous zones. That is so unfair! (It isn’t, I don’t want them to be in a high risk pool filled with water.)
@georgetakei Insurance needs to be forced back to the basics. One large pool of everyone to share the risk. Definite not multiple pools to identify the risky.
@georgetakei
Because heaven forbid that sick people get health insurance!
@georgetakei Yes. Plus the more you segregate insured based on risk the harder you make it to predict costs and the less sense insurance makes for insured. The point of insurance is to prevent unpredictable problems from bankrupting the insured. If that unpredictable problem is going to result in my not being able to afford coverage and I'm going to go bankrupt anyway, why should I buy insurance?
With Trump’s cognitive decline and rising dementia, coupled with diminished physical health, he’d be a prime candidate for insurance company’s high risk pools.
@georgetakei Almost everyone has some type of preexisting condition.
@georgetakei why don't you adopt a universal health care system that way it doesn't matter what pool people are in?
I know we have a lunatic in Garage arguing that we should go the other way but he is just a bad echo of Trump and should be assiduously ignored as a total non entity.
It's again, pitting people against each other.
Hoping that people without PEC will sell out those with, to stop massive hikes of their own insurance payments.
It's basically their only move. Pit people with a little, against those with less, while the people with the most rob both groups blind.
As we've seen with recent government expenditures ($40B for a bailout, money for private jets, etc etc), the government could afford the continuation of rebates, they just choose not to.
@georgetakei This is brilliant. Maybe we should just make everyone self-insure. Think of the savings!
"CONCEPTS" of a plan
Hiti
हिति , in Nepāl Bhāṣā, is the word for a shared community water tap. Even in modern Newar cities, these ancient structures still pour out fresh mountain water piped through ancient underground filters and conduits. They are a place to wash, to talk, to drink, to meet the locals: a nourishing, refreshing social-ecological place.
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